1234 Franklin St
1234 Franklin Street, Santa Monica, CA 90404 · Santa Monica
1234 Franklin St, a 1951 low-rise in Santa Monica.
Set in Santa Monica, 1234 Franklin St is a 6-residence condominium building. It was built in 1951 and rises two stories.
Contact a Condos of LA advisor for current availability, pricing, and a private tour of 1234 Franklin St.
Condos for sale & rent at 1234 Franklin St
Listings update automatically from the MLS. Availability and pricing are provided by the listing brokerages.
Recent sales at 1234 Franklin St
| Date | Residence | Beds/Baths | Sq Ft | Sale price | $/Sq Ft | HOA dues |
|---|---|---|---|---|---|---|
| Jul 2026 | C | 1 bd · 1 ba | 584 | $595,000 | $1,019 | $240/mo |
| Sep 2024 | D | 0 bd · 1 ba | 465 | $517,500 | $1,113 | $204/mo |
Closed sales at 1234 Franklin St from MLS records.
What to know before you buy at 1234 Franklin St
The details that make or break a condo decision: current HOA dues and what they cover, parking, and the building's pet & leasing rules. Our advisors pull these straight from the building's HOA documents for any residence you're weighing.
Learn moreCompiled from public sources · last reviewed July 2026. We confirm current dues, reserves, lender and policy details for any residence you're considering.
Can you finance a condo at 1234 Franklin St?
With 6 residences, 1234 Franklin St is in the 2 to 10 unit range, so a conventional loan here may qualify for a project review waiver (Fannie Mae and Freddie Mac, since March 18, 2026). That holds as long as the building isn't flagged by Fannie Mae and the insurance meets the rules. Buildings of 5 to 10 units also can't be part of a master association, so ask whether 1234 Franklin St is.
The 15% reserve test that starts January 4, 2027 belongs to the Full Review for buildings over 10 units, so a waived review isn't tested on it. Lenders can still add their own rules, and the waiver turns on the unit count, so confirm it with the HOA.
SB 326 calls for a licensed inspection of wood-supported balconies, decks and stairs in buildings with 3 or more attached units. If 1234 Franklin St has them, the latest report has been part of the resale package since January 1, 2026, and a failed report may matter to a lender. SB 326, explained.
In LA County, conventional loans reach $1,249,125 in 2026. Jumbo loans above that follow the lender's own condo rules, and non-QM loans work outside agency rules, typically with more down and a higher rate.
We'll follow up personally with what to ask the HOA at 1234 Franklin St for, and what we find once the documents arrive.
Get a building check for 1234 Franklin StMore on the rules: warrantable vs. non-warrantable condos and the 2027 condo loan rules.
General information as of October 27, 2026. This isn't lending advice; a lender's review decides whether a specific loan works in this building.
In the heart of Santa Monica
1234 Franklin St places you at the center of Santa Monica, with the neighborhood's dining, shopping and character just outside your door and the rest of Los Angeles within easy reach.