945 21st St, a 1973 low-rise in Santa Monica.
945 21st St is a 12-residence boutique building in Santa Monica. It was completed in 1973 and rises two stories.
Contact a Condos of LA advisor for current availability, pricing, and a private tour of 945 21st St.
Condos for sale & rent at 945 21st St
Listings update automatically from the MLS. Availability and pricing are provided by the listing brokerages.
Recent sales at 945 21st St
| Date | Residence | Beds/Baths | Sq Ft | Sale price | $/Sq Ft | HOA dues |
|---|---|---|---|---|---|---|
| Jun 2025 | 12 | 3 bd · 3 ba | 1,399 | $1,450,000 | $1,036 | $625/mo |
Closed sales at 945 21st St from MLS records.
Amenities & services
What to know before you buy at 945 21st St
The details that make or break a condo decision: current HOA dues and what they cover, parking, and the building's pet & leasing rules. Our advisors pull these straight from the building's HOA documents for any residence you're weighing.
Learn moreCompiled from public sources · last reviewed July 2026. We confirm current dues, reserves, lender and policy details for any residence you're considering.
Can you finance a condo at 945 21st St?
With 12 residences, 945 21st St is over the 10 unit line. Since August 3, 2026, a conventional loan in a building this size requires a Full Review of the HOA's finances, and from January 4, 2027 that review checks whether the budget sends at least 15% of dues to reserves or funds the reserve study's top recommendation. The test reads the reserve line in the budget, and it's the loan application date that decides which rule applies.
SB 326 calls for a licensed inspection of wood-supported balconies, decks and stairs in buildings with 3 or more attached units. If 945 21st St has them, the latest report has been part of the resale package since January 1, 2026, and a failed report may matter to a lender. SB 326, explained.
Which loan you use changes the rules. Conventional loans run to $1,249,125 in LA County in 2026, jumbo lenders above that apply their own condo rules, and non-QM loans typically mean more down and a higher rate.
Tell us which residence you're weighing. Tyler or Michael will follow up personally with what to request from the HOA and what we find in it.
Get a building check for 945 21st StBackground: what warrantable and non-warrantable mean, and how the 2027 condo loan rules work.
General information as of October 27, 2026, not lending advice. Lenders apply their own rules, and only a lender's review decides whether a loan works at 945 21st St.
In the heart of Santa Monica
945 21st St places you at the center of Santa Monica, with the neighborhood's dining, shopping and character just outside your door and the rest of Los Angeles within easy reach.