821 Bay St, a 1981 low-rise in Santa Monica.
821 Bay St is a 15-residence community located in Santa Monica. The building dates to 1981 and rises three stories. The building offers on-site security.
Contact a Condos of LA advisor for current availability, pricing, and a private tour of 821 Bay St.
Condos for sale & rent at 821 Bay St
Listings update automatically from the MLS. Availability and pricing are provided by the listing brokerages.
Recent sales at 821 Bay St
| Date | Residence | Beds/Baths | Sq Ft | Sale price | $/Sq Ft | HOA dues |
|---|---|---|---|---|---|---|
| May 2026 | C5 | 2 bd · 2 ba | 1,404 | $1,050,000 | $748 | $864/mo |
| Dec 2024 | A3 | 3 bd · 2 ba | 1,480 | $1,185,000 | $801 | $720/mo |
| Jun 2022 | C5 | 2 bd · 2 ba | 1,404 | $1,315,000 | $937 | $600/mo |
Closed sales at 821 Bay St from MLS records.
Amenities & services
What to know before you buy at 821 Bay St
The details that make or break a condo decision: current HOA dues and what they cover, parking, and the building's pet & leasing rules. Our advisors pull these straight from the building's HOA documents for any residence you're weighing.
Learn moreCompiled from public sources · last reviewed July 2026. We confirm current dues, reserves, lender and policy details for any residence you're considering.
Can you finance a condo at 821 Bay St?
With 15 residences, 821 Bay St is over the 10 unit line. Since August 3, 2026, a conventional loan in a building this size requires a Full Review of the HOA's finances, and from January 4, 2027 that review checks whether the budget sends at least 15% of dues to reserves or funds the reserve study's top recommendation. The test reads the reserve line in the budget, and it's the loan application date that decides which rule applies.
In LA County, conventional loans reach $1,249,125 in 2026. Jumbo loans above that follow the lender's own condo rules, and non-QM loans work outside agency rules, typically with more down and a higher rate.
We'll follow up personally with what to ask the HOA at 821 Bay St for, and what we find once the documents arrive.
Get a building check for 821 Bay StMore on the rules: warrantable vs. non-warrantable condos and the 2027 condo loan rules.
General information as of October 27, 2026. This isn't lending advice; a lender's review decides whether a specific loan works in this building.
In the heart of Santa Monica
821 Bay St places you at the center of Santa Monica, with the neighborhood's dining, shopping and character just outside your door and the rest of Los Angeles within easy reach.