1024 Bay St, a 1988 low-rise in Santa Monica.
1024 Bay St is a 6-residence boutique building in Santa Monica. It was completed in 1988 and rises three stories.
Contact a Condos of LA advisor for current availability, pricing, and a private tour of 1024 Bay St.
Condos for sale & rent at 1024 Bay St
Listings update automatically from the MLS. Availability and pricing are provided by the listing brokerages.
Recent sales at 1024 Bay St
| Date | Residence | Beds/Baths | Sq Ft | Sale price | $/Sq Ft | HOA dues |
|---|---|---|---|---|---|---|
| Mar 2024 | 5 | 3 bd · 3 ba | 1,252 | $1,325,000 | $1,058 | $390/mo |
Closed sales at 1024 Bay St from MLS records.
What to know before you buy at 1024 Bay St
The details that make or break a condo decision: current HOA dues and what they cover, parking, and the building's pet & leasing rules. Our advisors pull these straight from the building's HOA documents for any residence you're weighing.
Learn moreCompiled from public sources · last reviewed July 2026. We confirm current dues, reserves, lender and policy details for any residence you're considering.
Can you finance a condo at 1024 Bay St?
With 6 residences, 1024 Bay St is in the 2 to 10 unit range, so a conventional loan here may qualify for a project review waiver (Fannie Mae and Freddie Mac, since March 18, 2026). That holds as long as the building isn't flagged by Fannie Mae and the insurance meets the rules. Buildings of 5 to 10 units also can't be part of a master association, so ask whether 1024 Bay St is.
The 15% reserve test that starts January 4, 2027 belongs to the Full Review for buildings over 10 units, so a waived review isn't tested on it. Lenders can still add their own rules, and the waiver turns on the unit count, so confirm it with the HOA.
Conventional loans go up to $1,249,125 in LA County in 2026. Above that, a jumbo lender applies its own condo rules, and a non-QM loan, built for buildings or buyers outside agency rules, typically means more down and a higher rate.
We'll follow up personally with what to ask the HOA at 1024 Bay St for, and what we find once the documents arrive.
Get a building check for 1024 Bay StMore on the rules: warrantable vs. non-warrantable condos and the 2027 condo loan rules.
General information as of October 27, 2026. This isn't lending advice; a lender's review decides whether a specific loan works in this building.
In the heart of Santa Monica
1024 Bay St places you at the center of Santa Monica, with the neighborhood's dining, shopping and character just outside your door and the rest of Los Angeles within easy reach.