650 Pacific St, a 1989 low-rise in Santa Monica.
Set in Santa Monica, 650 Pacific St is an 8-residence condominium building. It was built in 1989 and rises three stories. Amenities include guest parking.
Contact a Condos of LA advisor for current availability, pricing, and a private tour of 650 Pacific St.
Condos for sale & rent at 650 Pacific St
Listings update automatically from the MLS. Availability and pricing are provided by the listing brokerages.
Recent sales at 650 Pacific St
| Date | Residence | Beds/Baths | Sq Ft | Sale price | $/Sq Ft | HOA dues |
|---|---|---|---|---|---|---|
| May 2024 | 6 | 2 bd · 3 ba | 1,490 | $1,452,000 | $975 | $760/mo |
| Aug 2022 | 4 | 2 bd · 3 ba | 1,490 | $1,600,000 | $1,074 | $756/mo |
Closed sales at 650 Pacific St from MLS records.
Amenities & services
What to know before you buy at 650 Pacific St
The details that make or break a condo decision: current HOA dues and what they cover, parking, and the building's pet & leasing rules. Our advisors pull these straight from the building's HOA documents for any residence you're weighing.
Learn moreCompiled from public sources · last reviewed July 2026. We confirm current dues, reserves, lender and policy details for any residence you're considering.
Can you finance a condo at 650 Pacific St?
With 8 residences, 650 Pacific St is in the 2 to 10 unit range, so a conventional loan here may qualify for a project review waiver (Fannie Mae and Freddie Mac, since March 18, 2026). That holds as long as the building isn't flagged by Fannie Mae and the insurance meets the rules. At 8 units, it also can't be part of a master association for the waiver to apply.
The 15% reserve test arriving January 4, 2027 is part of the Full Review, which a building this size may not need. Lenders can add their own requirements, and the unit count decides the path, so confirm it with the HOA.
Conventional loans go up to $1,249,125 in LA County in 2026. Above that, a jumbo lender applies its own condo rules, and a non-QM loan, built for buildings or buyers outside agency rules, typically means more down and a higher rate.
Tell us which residence you're weighing. Tyler or Michael will follow up personally with what to request from the HOA and what we find in it.
Get a building check for 650 Pacific StBackground: what warrantable and non-warrantable mean, and how the 2027 condo loan rules work.
General information as of October 27, 2026, not lending advice. Lenders apply their own rules, and only a lender's review decides whether a loan works at 650 Pacific St.
In the heart of Santa Monica
650 Pacific St places you at the center of Santa Monica, with the neighborhood's dining, shopping and character just outside your door and the rest of Los Angeles within easy reach.