639 Pacific St, a 2007 low-rise in Santa Monica.
Set in Santa Monica, 639 Pacific St is a 3-residence condominium building. It was built in 2007 and rises three stories.
Contact a Condos of LA advisor for current availability, pricing, and a private tour of 639 Pacific St.
Condos for sale & rent at 639 Pacific St
Listings update automatically from the MLS. Availability and pricing are provided by the listing brokerages.
Recent sales at 639 Pacific St
| Date | Residence | Beds/Baths | Sq Ft | Sale price | $/Sq Ft | HOA dues |
|---|---|---|---|---|---|---|
| Jul 2026 | A | 3 bd · 3 ba | 1,740 | $2,295,000 | $1,319 | $375/mo |
| Jun 2022 | A | 3 bd · 3 ba | 1,740 | $2,401,000 | $1,380 | $375/mo |
Closed sales at 639 Pacific St from MLS records.
Amenities & services
What to know before you buy at 639 Pacific St
The details that make or break a condo decision: current HOA dues and what they cover, parking, and the building's pet & leasing rules. Our advisors pull these straight from the building's HOA documents for any residence you're weighing.
Learn moreCompiled from public sources · last reviewed July 2026. We confirm current dues, reserves, lender and policy details for any residence you're considering.
Can you finance a condo at 639 Pacific St?
639 Pacific St has 3 residences, per our records. That's small enough that a conventional loan may qualify for a Fannie Mae or Freddie Mac project review waiver, open to 2 to 10 unit buildings since March 18, 2026, as long as the building isn't flagged and the insurance meets the rules.
The 15% reserve test that starts January 4, 2027 belongs to the Full Review for buildings over 10 units, so a waived review isn't tested on it. Lenders can still add their own rules, and the waiver turns on the unit count, so confirm it with the HOA.
Conventional loans go up to $1,249,125 in LA County in 2026. Above that, a jumbo lender applies its own condo rules, and a non-QM loan, built for buildings or buyers outside agency rules, typically means more down and a higher rate.
We'll follow up personally with what to ask the HOA at 639 Pacific St for, and what we find once the documents arrive.
Get a building check for 639 Pacific StMore on the rules: warrantable vs. non-warrantable condos and the 2027 condo loan rules.
General information as of October 27, 2026. This isn't lending advice; a lender's review decides whether a specific loan works in this building.
In the heart of Santa Monica
639 Pacific St places you at the center of Santa Monica, with the neighborhood's dining, shopping and character just outside your door and the rest of Los Angeles within easy reach.