420 Pacific St, a 1963 building in Santa Monica.
420 Pacific St is a 4-residence boutique building in Santa Monica. It was completed in 1963.
Contact a Condos of LA advisor for current availability, pricing, and a private tour of 420 Pacific St.
Condos for sale & rent at 420 Pacific St
Listings update automatically from the MLS. Availability and pricing are provided by the listing brokerages.
Recent sales at 420 Pacific St
| Date | Residence | Beds/Baths | Sq Ft | Sale price | $/Sq Ft | HOA dues |
|---|
Closed sales at 420 Pacific St from MLS records.
Amenities & services
What to know before you buy at 420 Pacific St
The details that make or break a condo decision: current HOA dues and what they cover, parking, and the building's pet & leasing rules. Our advisors pull these straight from the building's HOA documents for any residence you're weighing.
Learn moreCompiled from public sources · last reviewed July 2026. We confirm current dues, reserves, lender and policy details for any residence you're considering.
Can you finance a condo at 420 Pacific St?
420 Pacific St has 4 residences, per our records. That's small enough that a conventional loan may qualify for a Fannie Mae or Freddie Mac project review waiver, open to 2 to 10 unit buildings since March 18, 2026, as long as the building isn't flagged and the insurance meets the rules.
The 15% reserve test that starts January 4, 2027 belongs to the Full Review for buildings over 10 units, so a waived review isn't tested on it. Lenders can still add their own rules, and the waiver turns on the unit count, so confirm it with the HOA.
If 420 Pacific St has wood-supported balconies, decks or stairs that the HOA maintains, California's SB 326 calls for a licensed inspection of them, and since January 1, 2026 the latest report is part of the resale package. A failed or unaddressed report may hold up a conventional loan until repairs are made or funded. SB 326, explained.
Conventional loans go up to $1,249,125 in LA County in 2026. Above that, a jumbo lender applies its own condo rules, and a non-QM loan, built for buildings or buyers outside agency rules, typically means more down and a higher rate.
We'll follow up personally with what to ask the HOA at 420 Pacific St for, and what we find once the documents arrive.
Get a building check for 420 Pacific StMore on the rules: warrantable vs. non-warrantable condos and the 2027 condo loan rules.
General information as of October 27, 2026. This isn't lending advice; a lender's review decides whether a specific loan works in this building.
In the heart of Santa Monica
420 Pacific St places you at the center of Santa Monica, with the neighborhood's dining, shopping and character just outside your door and the rest of Los Angeles within easy reach.