320 Pacific St, a 1974 low-rise in Santa Monica.
Set in Santa Monica, 320 Pacific St is an 8-residence condominium building. It was built in 1974 and rises two stories. Amenities include guest parking.
Contact a Condos of LA advisor for current availability, pricing, and a private tour of 320 Pacific St.
Condos for sale & rent at 320 Pacific St
Listings update automatically from the MLS. Availability and pricing are provided by the listing brokerages.
Recent sales at 320 Pacific St
| Date | Residence | Beds/Baths | Sq Ft | Sale price | $/Sq Ft | HOA dues |
|---|---|---|---|---|---|---|
| May 2026 | 8 | 2 bd · 3 ba | 1,443 | $1,750,000 | $1,213 | $792/mo |
Closed sales at 320 Pacific St from MLS records.
Amenities & services
What to know before you buy at 320 Pacific St
The details that make or break a condo decision: current HOA dues and what they cover, parking, and the building's pet & leasing rules. Our advisors pull these straight from the building's HOA documents for any residence you're weighing.
Learn moreCompiled from public sources · last reviewed July 2026. We confirm current dues, reserves, lender and policy details for any residence you're considering.
Can you finance a condo at 320 Pacific St?
Our records show 8 residences at 320 Pacific St. Since March 18, 2026, a conventional loan in a building of 2 to 10 units may qualify for a project review waiver from Fannie Mae and Freddie Mac, as long as the building isn't flagged and its insurance meets the rules. At 8 units, it also can't be part of a master association for the waiver to apply.
The 15% reserve test arriving January 4, 2027 is part of the Full Review, which a building this size may not need. Lenders can add their own requirements, and the unit count decides the path, so confirm it with the HOA.
SB 326 calls for a licensed inspection of wood-supported balconies, decks and stairs in buildings with 3 or more attached units. If 320 Pacific St has them, the latest report has been part of the resale package since January 1, 2026, and a failed report may matter to a lender. SB 326, explained.
In LA County, conventional loans reach $1,249,125 in 2026. Jumbo loans above that follow the lender's own condo rules, and non-QM loans work outside agency rules, typically with more down and a higher rate.
Tell us which residence you're weighing. Tyler or Michael will follow up personally with what to request from the HOA and what we find in it.
Get a building check for 320 Pacific StBackground: what warrantable and non-warrantable mean, and how the 2027 condo loan rules work.
General information as of October 27, 2026, not lending advice. Lenders apply their own rules, and only a lender's review decides whether a loan works at 320 Pacific St.
In the heart of Santa Monica
320 Pacific St places you at the center of Santa Monica, with the neighborhood's dining, shopping and character just outside your door and the rest of Los Angeles within easy reach.