401 California
401 California Avenue, Santa Monica, CA 90403 · Santa Monica
401 California, a 1991 mid-rise in Santa Monica.
401 California is a low-rise condominium building completed in 1991 on a quiet, tree-lined stretch of California Avenue in Santa Monica's Wilshire Montana neighborhood. The four-story building holds just eight residences, with living areas ranging from approximately 1,700 to 2,100 square feet. Building amenities include controlled entry, gated and guest parking, an elevator, and a shared sun deck, and residents are within easy reach of the Third Street Promenade, the beach, and the Santa Monica farmers market.
Contact a Condos of LA advisor for current availability, pricing, and a private tour of 401 California.
Condos for sale & rent at 401 California
Listings update automatically from the MLS. Availability and pricing are provided by the listing brokerages.
Recent sales at 401 California
| Date | Residence | Beds/Baths | Sq Ft | Sale price | $/Sq Ft | HOA dues |
|---|---|---|---|---|---|---|
| Sep 2024 | 209 | 3 bd · 3 ba | 1,668 | $975,000 | $585 | $550/mo |
Closed sales at 401 California from MLS records.
Amenities & services
What to know before you buy at 401 California
The details that make or break a condo decision: current HOA dues and what they cover, parking, and the building's pet & leasing rules. Our advisors pull these straight from the building's HOA documents for any residence you're weighing.
Learn moreCompiled from public sources · last reviewed July 2026. We confirm current dues, reserves, lender and policy details for any residence you're considering.
Can you finance a condo at 401 California?
At 20 residences, 401 California gets a Full Review of the HOA's finances for any conventional loan (required for buildings over 10 units since August 3, 2026). For loan applications dated January 4, 2027 or later, the review tests whether the budget puts at least 15% of dues into reserves, or funds the reserve study's top recommendation. Expect the lender to ask for the HOA questionnaire, budget, reserve study and insurance; applications dated before January 4, 2027 are reviewed at 10%.
In LA County, conventional loans reach $1,249,125 in 2026. Jumbo loans above that follow the lender's own condo rules, and non-QM loans work outside agency rules, typically with more down and a higher rate.
We'll follow up personally with what to ask the HOA at 401 California for, and what we find once the documents arrive.
Get a building check for 401 CaliforniaMore on the rules: warrantable vs. non-warrantable condos and the 2027 condo loan rules.
General information as of October 27, 2026. This isn't lending advice; a lender's review decides whether a specific loan works in this building.
In the heart of Santa Monica
401 California places you at the center of Santa Monica, with the neighborhood's dining, shopping and character just outside your door and the rest of Los Angeles within easy reach.