1040 4th St, a 1990 mid-rise in Santa Monica.
1040 4th St is a 42-residence community located in Santa Monica. The building dates to 1990 and rises four stories. Residents enjoy extra storage, an elevator, and controlled access.
Contact a Condos of LA advisor for current availability, pricing, and a private tour of 1040 4th St.
Condos for sale & rent at 1040 4th St
Listings update automatically from the MLS. Availability and pricing are provided by the listing brokerages.
Recent sales at 1040 4th St
| Date | Residence | Beds/Baths | Sq Ft | Sale price | $/Sq Ft | HOA dues |
|---|---|---|---|---|---|---|
| Feb 2026 | 108 | 1 bd · 1 ba | 674 | $550,000 | $816 | $675/mo |
| Dec 2025 | 407 | 3 bd · 4 ba | 2,297 | $3,280,000 | $1,428 | $1,177/mo |
| Dec 2025 | 112 | 1 bd · 1 ba | 1,043 | $564,000 | $541 | $902/mo |
| Feb 2025 | 205 | 2 bd · 3 ba | 1,609 | $2,099,000 | $1,305 | $908/mo |
| Feb 2025 | 207 | 2 bd · 3 ba | 1,565 | $1,650,000 | $1,054 | $1,177/mo |
| Apr 2024 | 403 | 2 bd · 3 ba | 2,627 | $2,700,000 | $1,028 | $981/mo |
| Mar 2023 | 404 | 3 bd · 3 ba | 2,232 | $3,500,000 | $1,568 | $908/mo |
Closed sales at 1040 4th St from MLS records.
Amenities & services
What to know before you buy at 1040 4th St
The details that make or break a condo decision: current HOA dues and what they cover, parking, and the building's pet & leasing rules. Our advisors pull these straight from the building's HOA documents for any residence you're weighing.
Learn moreCompiled from public sources · last reviewed July 2026. We confirm current dues, reserves, lender and policy details for any residence you're considering.
Can you finance a condo at 1040 4th St?
At 42 residences, 1040 4th St gets a Full Review of the HOA's finances for any conventional loan (required for buildings over 10 units since August 3, 2026). For loan applications dated January 4, 2027 or later, the review tests whether the budget puts at least 15% of dues into reserves, or funds the reserve study's top recommendation. The lender reads the budget, the reserve study, the insurance and any litigation or repairs, and the application date decides whether the 15% line applies.
Which loan you use changes the rules. Conventional loans run to $1,249,125 in LA County in 2026, jumbo lenders above that apply their own condo rules, and non-QM loans typically mean more down and a higher rate.
We'll follow up personally with what to ask the HOA at 1040 4th St for, and what we find once the documents arrive.
Get a building check for 1040 4th StMore on the rules: warrantable vs. non-warrantable condos and the 2027 condo loan rules.
General information as of October 27, 2026. This isn't lending advice; a lender's review decides whether a specific loan works in this building.
In the heart of Santa Monica
1040 4th St places you at the center of Santa Monica, with the neighborhood's dining, shopping and character just outside your door and the rest of Los Angeles within easy reach.