3640 Cardiff Ave, a 1973 low-rise in Palms.
3640 Cardiff Ave is a 39-residence community located in Palms. The building dates to 1973 and rises three stories. Residents enjoy an elevator, a pool, a gated community, gated parking, and controlled access.
Contact a Condos of LA advisor for current availability, pricing, and a private tour of 3640 Cardiff Ave.
Condos for sale & rent at 3640 Cardiff Ave
Listings update automatically from the MLS. Availability and pricing are provided by the listing brokerages.
Recent sales at 3640 Cardiff Ave
| Date | Residence | Beds/Baths | Sq Ft | Sale price | $/Sq Ft | HOA dues |
|---|---|---|---|---|---|---|
| Jul 2025 | 209 | 1 bd · 1 ba | 665 | $525,000 | $789 | $561/mo |
| Aug 2023 | 101 | 1 bd · 1 ba | 676 | $450,000 | $666 | $510/mo |
| Jun 2023 | 210 | 2 bd · 2 ba | 907 | $695,000 | $766 | $510/mo |
| Mar 2023 | 117 | 1 bd · 1 ba | 641 | $540,000 | $842 | $510/mo |
| Oct 2022 | 117 | 1 bd · 1 ba | 641 | $460,000 | $718 | $510/mo |
| Jan 2022 | 110 | 2 bd · 2 ba | 907 | $670,000 | $738 | $510/mo |
Closed sales at 3640 Cardiff Ave from MLS records.
Amenities & services
What to know before you buy at 3640 Cardiff Ave
The details that make or break a condo decision: current HOA dues and what they cover, parking, and the building's pet & leasing rules. Our advisors pull these straight from the building's HOA documents for any residence you're weighing.
Learn moreCompiled from public sources · last reviewed July 2026. We confirm current dues, reserves, lender and policy details for any residence you're considering.
Can you finance a condo at 3640 Cardiff Ave?
With 39 residences, 3640 Cardiff Ave is over the 10 unit line. Since August 3, 2026, a conventional loan in a building this size requires a Full Review of the HOA's finances, and from January 4, 2027 that review checks whether the budget sends at least 15% of dues to reserves or funds the reserve study's top recommendation. The test reads the reserve line in the budget, and it's the loan application date that decides which rule applies.
Because 3640 Cardiff Ave dates to 1973, ask the HOA whether the building is subject to LA's non-ductile concrete retrofit program. If it is, an open retrofit order may matter to lenders, who can treat it as a critical repair. Retrofit rules in LA, explained.
For a 1973 building with 39 residences, ask about the SB 326 balcony inspection early. If 3640 Cardiff Ave is subject to it, the most recent report has been part of the resale package since January 1, 2026, and an unaddressed problem in it may affect conventional lending. SB 326, explained.
Which loan you use changes the rules. Conventional loans run to $1,249,125 in LA County in 2026, jumbo lenders above that apply their own condo rules, and non-QM loans typically mean more down and a higher rate.
We'll follow up personally with what to ask the HOA at 3640 Cardiff Ave for, and what we find once the documents arrive.
Get a building check for 3640 Cardiff AveMore on the rules: warrantable vs. non-warrantable condos and the 2027 condo loan rules.
General information as of October 27, 2026. This isn't lending advice; a lender's review decides whether a specific loan works in this building.
In the heart of Palms
3640 Cardiff Ave places you at the center of Palms, with the neighborhood's dining, shopping and character just outside your door and the rest of Los Angeles within easy reach.