1138 20th St, a 1979 low-rise in Santa Monica.
Set in Santa Monica, 1138 20th St is a 14-residence condominium building. It was built in 1979 and rises three stories.
Contact a Condos of LA advisor for current availability, pricing, and a private tour of 1138 20th St.
Condos for sale & rent at 1138 20th St
Listings update automatically from the MLS. Availability and pricing are provided by the listing brokerages.
Recent sales at 1138 20th St
| Date | Residence | Beds/Baths | Sq Ft | Sale price | $/Sq Ft | HOA dues |
|---|---|---|---|---|---|---|
| Dec 2024 | 7 | 2 bd · 4 ba | 1,647 | $1,322,000 | $803 | $635/mo |
| Jun 2024 | 5 | 2 bd · 4 ba | 1,656 | $1,623,800 | $981 | $635/mo |
| Feb 2024 | 15 | 2 bd · 3 ba | 1,787 | $1,050,000 | $588 | $585/mo |
| Nov 2022 | 4 | 3 bd · 4 ba | 1,647 | $1,650,000 | $1,002 | $560/mo |
Closed sales at 1138 20th St from MLS records.
What to know before you buy at 1138 20th St
The details that make or break a condo decision: current HOA dues and what they cover, parking, and the building's pet & leasing rules. Our advisors pull these straight from the building's HOA documents for any residence you're weighing.
Learn moreCompiled from public sources · last reviewed July 2026. We confirm current dues, reserves, lender and policy details for any residence you're considering.
Can you finance a condo at 1138 20th St?
With 14 residences, 1138 20th St is over the 10 unit line. Since August 3, 2026, a conventional loan in a building this size requires a Full Review of the HOA's finances, and from January 4, 2027 that review checks whether the budget sends at least 15% of dues to reserves or funds the reserve study's top recommendation. The lender reads the budget, the reserve study, the insurance and any litigation or repairs, and the application date decides whether the 15% line applies.
Which loan you use changes the rules. Conventional loans run to $1,249,125 in LA County in 2026, jumbo lenders above that apply their own condo rules, and non-QM loans typically mean more down and a higher rate.
We'll follow up personally with what to ask the HOA at 1138 20th St for, and what we find once the documents arrive.
Get a building check for 1138 20th StMore on the rules: warrantable vs. non-warrantable condos and the 2027 condo loan rules.
General information as of October 27, 2026. This isn't lending advice; a lender's review decides whether a specific loan works in this building.
In the heart of Santa Monica
1138 20th St places you at the center of Santa Monica, with the neighborhood's dining, shopping and character just outside your door and the rest of Los Angeles within easy reach.