1131 20th St, a 1981 low-rise in Santa Monica.
1131 20th St is a three-story condominium building in Santa Monica. It was completed in 1981.
Contact a Condos of LA advisor for current availability, pricing, and a private tour of 1131 20th St.
Condos for sale & rent at 1131 20th St
Listings update automatically from the MLS. Availability and pricing are provided by the listing brokerages.
Recent sales at 1131 20th St
| Date | Residence | Beds/Baths | Sq Ft | Sale price | $/Sq Ft | HOA dues |
|---|---|---|---|---|---|---|
| Feb 2023 | 2 | 2 bd · 3 ba | 1,702 | $1,575,000 | $925 | $375/mo |
Closed sales at 1131 20th St from MLS records.
What to know before you buy at 1131 20th St
The details that make or break a condo decision: current HOA dues and what they cover, parking, and the building's pet & leasing rules. Our advisors pull these straight from the building's HOA documents for any residence you're weighing.
Learn moreCompiled from public sources · last reviewed July 2026. We confirm current dues, reserves, lender and policy details for any residence you're considering.
Can you finance a condo at 1131 20th St?
We haven't confirmed the unit count at 1131 20th St, and for a conventional loan it decides which review the building gets, so confirm it with the HOA or the listing agent first.
2 to 10 units: the loan may qualify for a project review waiver (Fannie Mae and Freddie Mac, since March 18, 2026), as long as the building isn't flagged and the insurance meets the rules. Buildings of 5 to 10 units also can't be part of a master association.
11 or more units: the loan requires a Full Review of the HOA's finances, the rule since August 3, 2026. For applications dated January 4, 2027 or later, the review checks whether the budget sends at least 15% of dues to reserves or funds the reserve study's top recommendation.
Conventional loans go up to $1,249,125 in LA County in 2026. Above that, a jumbo lender applies its own condo rules, and a non-QM loan, built for buildings or buyers outside agency rules, typically means more down and a higher rate.
Tell us which residence you're weighing. Tyler or Michael will follow up personally with what to request from the HOA and what we find in it.
Get a building check for 1131 20th StBackground: what warrantable and non-warrantable mean, and how the 2027 condo loan rules work.
General information as of October 27, 2026, not lending advice. Lenders apply their own rules, and only a lender's review decides whether a loan works at 1131 20th St.
In the heart of Santa Monica
1131 20th St places you at the center of Santa Monica, with the neighborhood's dining, shopping and character just outside your door and the rest of Los Angeles within easy reach.