The Charmel Villas
1013 10th Street, Santa Monica, CA 90403 · Santa Monica
The Charmel Villas, a 1981 loft building in Santa Monica.
The Charmel Villas is a six-residence townhouse community in Santa Monica, built in 1981. The homes offer luxury loft-style living across three levels, with sun decks and private outdoor spaces. Its intimate, six-home scale sits a short distance from the beach and Santa Monica's shops and dining. The building rises three stories.
Contact a Condos of LA advisor for current availability, pricing, and a private tour of The Charmel Villas.
Condos for sale & rent at The Charmel Villas
Listings update automatically from the MLS. Availability and pricing are provided by the listing brokerages.
Recent sales at The Charmel Villas
| Date | Residence | Beds/Baths | Sq Ft | Sale price | $/Sq Ft | HOA dues |
|---|---|---|---|---|---|---|
| Sep 2023 | 1 | 2 bd · 3 ba | 1,421 | $1,606,000 | $1,130 | $450/mo |
| Jan 2023 | 4 | 2 bd · 3 ba | 1,650 | $1,585,000 | $961 | $450/mo |
Closed sales at The Charmel Villas from MLS records.
Amenities & services
What to know before you buy at The Charmel Villas
The details that make or break a condo decision: current HOA dues and what they cover, parking, and the building's pet & leasing rules. Our advisors pull these straight from the building's HOA documents for any residence you're weighing.
Learn moreCompiled from public sources · last reviewed July 2026. We confirm current dues, reserves, lender and policy details for any residence you're considering.
Can you finance a condo at The Charmel Villas?
With 6 residences, The Charmel Villas is in the 2 to 10 unit range, so a conventional loan here may qualify for a project review waiver (Fannie Mae and Freddie Mac, since March 18, 2026). That holds as long as the building isn't flagged by Fannie Mae and the insurance meets the rules. Buildings of 5 to 10 units also can't be part of a master association, so ask whether The Charmel Villas is.
The 15% reserve test that starts January 4, 2027 belongs to the Full Review for buildings over 10 units, so a waived review isn't tested on it. Lenders can still add their own rules, and the waiver turns on the unit count, so confirm it with the HOA.
Conventional loans go up to $1,249,125 in LA County in 2026. Above that, a jumbo lender applies its own condo rules, and a non-QM loan, built for buildings or buyers outside agency rules, typically means more down and a higher rate.
We'll follow up personally with what to ask the HOA at The Charmel Villas for, and what we find once the documents arrive.
Get a building check for The Charmel VillasMore on the rules: warrantable vs. non-warrantable condos and the 2027 condo loan rules.
General information as of October 27, 2026. This isn't lending advice; a lender's review decides whether a specific loan works in this building.
In the heart of Santa Monica
The Charmel Villas places you at the center of Santa Monica, with the neighborhood's dining, shopping and character just outside your door and the rest of Los Angeles within easy reach.