954 20th St, a 1974 building in Santa Monica.
954 20th St is a 10-residence building located in Santa Monica. The building dates to 1974. Amenities include extra storage.
Contact a Condos of LA advisor for current availability, pricing, and a private tour of 954 20th St.
Condos for sale & rent at 954 20th St
Listings update automatically from the MLS. Availability and pricing are provided by the listing brokerages.
Recent sales at 954 20th St
| Date | Residence | Beds/Baths | Sq Ft | Sale price | $/Sq Ft | HOA dues |
|---|---|---|---|---|---|---|
| Oct 2024 | B | 3 bd · 3 ba | 1,709 | $1,500,000 | $878 | $550/mo |
Closed sales at 954 20th St from MLS records.
Amenities & services
What to know before you buy at 954 20th St
The details that make or break a condo decision: current HOA dues and what they cover, parking, and the building's pet & leasing rules. Our advisors pull these straight from the building's HOA documents for any residence you're weighing.
Learn moreCompiled from public sources · last reviewed July 2026. We confirm current dues, reserves, lender and policy details for any residence you're considering.
Can you finance a condo at 954 20th St?
Our records show 10 residences at 954 20th St. Since March 18, 2026, a conventional loan in a building of 2 to 10 units may qualify for a project review waiver from Fannie Mae and Freddie Mac, as long as the building isn't flagged and its insurance meets the rules. At 10 units, it also can't be part of a master association for the waiver to apply.
The 15% reserve test arriving January 4, 2027 is part of the Full Review, which a building this size may not need. Lenders can add their own requirements, and the unit count decides the path, so confirm it with the HOA.
For a 1974 building with 10 residences, ask about the SB 326 balcony inspection early. If 954 20th St is subject to it, the most recent report has been part of the resale package since January 1, 2026, and an unaddressed problem in it may affect conventional lending. SB 326, explained.
In LA County, conventional loans reach $1,249,125 in 2026. Jumbo loans above that follow the lender's own condo rules, and non-QM loans work outside agency rules, typically with more down and a higher rate.
Tell us which residence you're weighing. Tyler or Michael will follow up personally with what to request from the HOA and what we find in it.
Get a building check for 954 20th StBackground: what warrantable and non-warrantable mean, and how the 2027 condo loan rules work.
General information as of October 27, 2026, not lending advice. Lenders apply their own rules, and only a lender's review decides whether a loan works at 954 20th St.
In the heart of Santa Monica
954 20th St places you at the center of Santa Monica, with the neighborhood's dining, shopping and character just outside your door and the rest of Los Angeles within easy reach.