641 Bay St, a 1963 building in Santa Monica.
641 Bay St is a 16-residence community located in Santa Monica. The building dates to 1963. Shared amenities include pool, pickleball, barbecue, paddle tennis, spa, and tennis courts.
Contact a Condos of LA advisor for current availability, pricing, and a private tour of 641 Bay St.
Condos for sale & rent at 641 Bay St
Listings update automatically from the MLS. Availability and pricing are provided by the listing brokerages.
Recent sales at 641 Bay St
| Date | Residence | Beds/Baths | Sq Ft | Sale price | $/Sq Ft | HOA dues |
|---|
Closed sales at 641 Bay St from MLS records.
Amenities & services
What to know before you buy at 641 Bay St
The details that make or break a condo decision: current HOA dues and what they cover, parking, and the building's pet & leasing rules. Our advisors pull these straight from the building's HOA documents for any residence you're weighing.
Learn moreCompiled from public sources · last reviewed July 2026. We confirm current dues, reserves, lender and policy details for any residence you're considering.
Can you finance a condo at 641 Bay St?
641 Bay St has 16 residences, so a conventional loan here requires a Full Review of the HOA's finances, the standard for every building over 10 units since August 3, 2026. From January 4, 2027, that review tests whether the budget puts at least 15% of dues into reserves, or funds the reserve study's top recommendation. The lender reads the budget, the reserve study, the insurance and any litigation or repairs, and the application date decides whether the 15% line applies.
For a 1963 building with 16 residences, ask about the SB 326 balcony inspection early. If 641 Bay St is subject to it, the most recent report has been part of the resale package since January 1, 2026, and an unaddressed problem in it may affect conventional lending. SB 326, explained.
In LA County, conventional loans reach $1,249,125 in 2026. Jumbo loans above that follow the lender's own condo rules, and non-QM loans work outside agency rules, typically with more down and a higher rate.
We'll follow up personally with what to ask the HOA at 641 Bay St for, and what we find once the documents arrive.
Get a building check for 641 Bay StMore on the rules: warrantable vs. non-warrantable condos and the 2027 condo loan rules.
General information as of October 27, 2026. This isn't lending advice; a lender's review decides whether a specific loan works in this building.
In the heart of Santa Monica
641 Bay St places you at the center of Santa Monica, with the neighborhood's dining, shopping and character just outside your door and the rest of Los Angeles within easy reach.