2428 28th St, a 1974 low-rise in Santa Monica.
2428 28th St is a 12-residence building located in Santa Monica. The building dates to 1974 and rises three stories.
Contact a Condos of LA advisor for current availability, pricing, and a private tour of 2428 28th St.
Condos for sale & rent at 2428 28th St
Listings update automatically from the MLS. Availability and pricing are provided by the listing brokerages.
Recent sales at 2428 28th St
| Date | Residence | Beds/Baths | Sq Ft | Sale price | $/Sq Ft | HOA dues |
|---|---|---|---|---|---|---|
| May 2025 | 10 | 2 bd · 3 ba | 1,678 | $1,224,000 | $729 | $600/mo |
| Jan 2023 | 7 | 3 bd · 3 ba | 1,844 | $1,725,000 | $935 | $435/mo |
Closed sales at 2428 28th St from MLS records.
What to know before you buy at 2428 28th St
The details that make or break a condo decision: current HOA dues and what they cover, parking, and the building's pet & leasing rules. Our advisors pull these straight from the building's HOA documents for any residence you're weighing.
Learn moreCompiled from public sources · last reviewed July 2026. We confirm current dues, reserves, lender and policy details for any residence you're considering.
Can you finance a condo at 2428 28th St?
With 12 residences, 2428 28th St is over the 10 unit line. Since August 3, 2026, a conventional loan in a building this size requires a Full Review of the HOA's finances, and from January 4, 2027 that review checks whether the budget sends at least 15% of dues to reserves or funds the reserve study's top recommendation. Expect the lender to ask for the HOA questionnaire, budget, reserve study and insurance; applications dated before January 4, 2027 are reviewed at 10%.
Because 2428 28th St dates to 1974, ask the HOA whether the building has an open seismic retrofit order. If it does, lenders may treat an unfunded retrofit as a critical repair. Retrofit rules in LA, explained.
If 2428 28th St has wood-supported balconies, decks or stairs that the HOA maintains, California's SB 326 calls for a licensed inspection of them, and since January 1, 2026 the latest report is part of the resale package. A failed or unaddressed report may hold up a conventional loan until repairs are made or funded. SB 326, explained.
Conventional loans go up to $1,249,125 in LA County in 2026. Above that, a jumbo lender applies its own condo rules, and a non-QM loan, built for buildings or buyers outside agency rules, typically means more down and a higher rate.
Tell us which residence you're weighing. Tyler or Michael will follow up personally with what to request from the HOA and what we find in it.
Get a building check for 2428 28th StBackground: what warrantable and non-warrantable mean, and how the 2027 condo loan rules work.
General information as of October 27, 2026, not lending advice. Lenders apply their own rules, and only a lender's review decides whether a loan works at 2428 28th St.
In the heart of Santa Monica
2428 28th St places you at the center of Santa Monica, with the neighborhood's dining, shopping and character just outside your door and the rest of Los Angeles within easy reach.