1044 20th St, a 1975 low-rise in Santa Monica.
1044 20th St is a 14-residence community located in Santa Monica. The building dates to 1975 and rises two stories. Residents enjoy a gated community, gated parking, and extra storage.
Contact a Condos of LA advisor for current availability, pricing, and a private tour of 1044 20th St.
Condos for sale & rent at 1044 20th St
Listings update automatically from the MLS. Availability and pricing are provided by the listing brokerages.
Recent sales at 1044 20th St
| Date | Residence | Beds/Baths | Sq Ft | Sale price | $/Sq Ft | HOA dues |
|---|---|---|---|---|---|---|
| Jun 2026 | 11 | 2 bd · 3 ba | 1,346 | $1,103,000 | $819 | $460/mo |
| Feb 2025 | A | 2 bd · 3 ba | 1,548 | $1,552,500 | $1,003 | $408/mo |
| Mar 2023 | H | 2 bd · 3 ba | 1,372 | $1,300,000 | $948 | $408/mo |
| Dec 2022 | N | 3 bd · 3 ba | 1,573 | $1,575,000 | $1,001 | $408/mo |
| Jul 2022 | G | 2 bd · 3 ba | 1,320 | $1,350,000 | $1,023 | $408/mo |
Closed sales at 1044 20th St from MLS records.
Amenities & services
What to know before you buy at 1044 20th St
The details that make or break a condo decision: current HOA dues and what they cover, parking, and the building's pet & leasing rules. Our advisors pull these straight from the building's HOA documents for any residence you're weighing.
Learn moreCompiled from public sources · last reviewed July 2026. We confirm current dues, reserves, lender and policy details for any residence you're considering.
Can you finance a condo at 1044 20th St?
1044 20th St has 14 residences, so a conventional loan here requires a Full Review of the HOA's finances, the standard for every building over 10 units since August 3, 2026. From January 4, 2027, that review tests whether the budget puts at least 15% of dues into reserves, or funds the reserve study's top recommendation. Expect the lender to ask for the HOA questionnaire, budget, reserve study and insurance; applications dated before January 4, 2027 are reviewed at 10%.
SB 326 calls for a licensed inspection of wood-supported balconies, decks and stairs in buildings with 3 or more attached units. If 1044 20th St has them, the latest report has been part of the resale package since January 1, 2026, and a failed report may matter to a lender. SB 326, explained.
Which loan you use changes the rules. Conventional loans run to $1,249,125 in LA County in 2026, jumbo lenders above that apply their own condo rules, and non-QM loans typically mean more down and a higher rate.
We'll follow up personally with what to ask the HOA at 1044 20th St for, and what we find once the documents arrive.
Get a building check for 1044 20th StMore on the rules: warrantable vs. non-warrantable condos and the 2027 condo loan rules.
General information as of October 27, 2026. This isn't lending advice; a lender's review decides whether a specific loan works in this building.
In the heart of Santa Monica
1044 20th St places you at the center of Santa Monica, with the neighborhood's dining, shopping and character just outside your door and the rest of Los Angeles within easy reach.